Loan Calculator Simple: Instant Monthly Payment & Full Amortization
Fast, clean, offline loan calculator—monthly payment, total interest, and a full amortization schedule with shareable summaries. No login, no clutter.
Need a monthly payment—right now? Loan Calculator Simple gives instant answers as you type, along with total interest, total cost, and a full amortization schedule. It’s focused, private, and works completely offline.
👉 App Store: https://apps.apple.com/us/app/loan-calculator-simple/id6758962472
Why People Choose It
Loan decisions happen fast—in showrooms, at kitchen tables, and on the phone. We stripped the calculator to the essentials so you can type an amount, rate, and term and see the monthly payment update live as you go. When you want the full picture, open the amortization schedule for a month‑by‑month breakdown of principal and interest, totals included. If you need to share, the built‑in summary exports cleanly through the iOS share sheet. It all works offline and doesn’t ask you to sign in, because a simple calculation shouldn’t require an account.
How It Works (Seconds)
Enter the loan amount, APR, and term—anything from one to six hundred months for edge cases. As you type, the monthly payment, total interest, and total cost adjust instantly so you can try scenarios on the fly. Tap into amortization when you want the long view, and share a summary in one tap when you’ve landed on a plan you like.
Built for Real Life
Whether you’re comparing dealer financing, estimating a personal or student loan, or helping a client understand costs, the goal is the same: clarity in seconds, not a spreadsheet marathon. The interface stays calm, the numbers are legible, and there are no ads or dark patterns in the way.
FAQ
Can I use custom terms?
Yes—anything from 1 to 600 months.
Does it work offline?
Completely. No login, no network required.
Can I share results?
Yes—send a clean loan summary via the iOS share sheet.
Download
Know exactly what your loan will cost—before you sign.
👉 App Store: https://apps.apple.com/us/app/loan-calculator-simple/id6758962472